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Financing real estate through credit is the rule in Germany when it comes to buying real estate – because hardly anyone can raise the capital to pay for a house or apartment at one go out of pocket.
In addition to the points to be noted in a regular loan, lurking in the real estate loan, however, still some more pitfalls. Only if you set the debit interest, repayment installment and equity ratio correctly, you will be able to serve your loan easily at any time – even if it is financially worse. FinanceScout24 will tell you what to look for in real estate loans and how to find the right loan for you.
Basically, a real estate loan does not differ from other types of loans: The lender, usually a bank, leaves the borrower a previously agreed sum, which – plus interest – must be repaid within a certain period of time. As a real estate loan, however, generally involves significantly higher sums than a regular installment loan, there are some special features to consider here.
